FNB Branch Codes – Complete Guide for South Africa

If you bank with First National Bank (FNB) in South Africa, you’ve probably come across the term branch code when making EFTs or setting up debit orders. Using the correct code is important to ensure your payment goes through smoothly without delays or errors.

This guide explains everything you need to know about FNB branch codes, including the universal branch code, examples of branch-specific codes, and when to use them.

What is an FNB Branch Code?

An FNB branch code is a six-digit number used to identify a specific branch of First National Bank. These codes make sure your transaction is routed correctly during electronic transfers.

Example:

  • A branch-specific code might be unique to FNB Sandton.

  • But you can also use the universal branch code, which applies to all branches.

FNB Universal Branch Code

FNB makes things easier by offering a universal branch code that works for all branches across South Africa:

FNB Universal Branch Code: 250655

This code is accepted by all banks for EFTs, debit orders, and online transactions. If you’re unsure about your branch, always use the universal code.

When to Use FNB Branch Codes

You may need an FNB branch code when:

  • Making an EFT payment online.

  • Setting up a debit order.

  • Linking accounts to third-party services.

Tip: For everyday transactions, the universal branch code (250655) is the safest and most convenient option.

Examples of FNB Branch Codes in South Africa

While the universal code works nationwide, some customers still prefer branch-specific codes. Here are a few examples:

  • FNB Sandton City: 250655

  • FNB Rosebank: 253305

  • FNB Braamfontein: 255005

Most FNB branches in Johannesburg, Cape Town, Durban, and other cities have unique codes, but you don’t need to memorize them if you use the universal code.

Benefits of Using the Universal FNB Branch Code

  • ✅ Works for all branches

  • ✅ Reduces errors in EFTs

  • ✅ Faster and easier online banking

  • ✅ No need to search for branch-specific codes

Frequently Asked Questions (FAQs)

1. What is the FNB universal branch code?
The FNB universal branch code is 250655.

2. Do I need a branch-specific code for FNB?
Not always. The universal code works for almost all EFTs and debit orders.

3. Where can I find my FNB branch code?
On your bank statement, via the FNB website, or at your nearest branch.

4. Can I use the FNB universal code for debit orders?
Yes, in most cases. Some older systems may still ask for branch-specific codes.

5. What is the difference between branch codes and universal branch codes?

  • Branch code: Identifies a specific branch.

  • Universal branch code: Works for all FNB branches.

6. Is it safe to use the universal branch code?
Yes, it is the recommended option by FNB.

7. Why do some companies still request a branch-specific code?
Mainly for administrative or legacy system reasons, but the universal code usually works.

8. Does every FNB branch have a unique code?
Yes, but customers can use the universal code instead of remembering each one.

9. Can I use the universal code for international payments?
No. For international transfers, you’ll need your FNB SWIFT code (FIRNZAJJ), not the branch code.

10. What happens if I use the wrong FNB branch code?
The payment may be delayed, rejected, or returned to your account.

Final Thoughts

Whether you’re in Johannesburg, Cape Town, or anywhere else in South Africa, the easiest option is to use the FNB universal branch code (250655) for your transactions. While branch-specific codes still exist, the universal code makes EFTs faster, safer, and more convenient.

Scroll to Top