FNB Branch Code Universal – Everything You Need to Know

If you bank with First National Bank (FNB) in South Africa, you’ve likely come across the need for a branch code when making an EFT or setting up a debit order. Instead of searching for a branch-specific code, FNB makes banking easier with a single universal branch code that works for all branches nationwide.


What is the FNB Universal Branch Code?

The FNB universal branch code is a six-digit code that applies to all FNB branches across South Africa. You don’t need to remember the code for your specific branch — you can simply use one universal number for all your online banking needs.

FNB Universal Branch Code: 250655

This code can be used for:

  • EFT (Electronic Funds Transfers)

  • Debit orders

  • Linking accounts to service providers


Why Use the FNB Universal Branch Code?

Using the universal branch code 250655 comes with several benefits:

  • Convenience: One code works for all branches.

  • Faster EFTs: No need to search for branch-specific codes.

  • Reduced Errors: Lower risk of sending money to the wrong branch.

  • Standard Banking: Simplifies online payments for all customers.


FNB Universal Branch Code vs Branch-Specific Codes

  • Universal Branch Code (250655): Works across all FNB branches in South Africa.

  • Branch-Specific Codes: Each branch still has its own unique code (e.g., Rosebank, Sandton, Braamfontein). These may be required for some debit orders or older systems.

For most modern EFTs and online transactions, always use the universal branch code 250655.


Examples of When to Use the Universal Code

  • Paying a friend via EFT.

  • Setting up debit orders with service providers.

  • Linking your FNB account to PayPal or other financial platforms.

  • Paying bills online.


Frequently Asked Questions (FAQs)

1. What is the FNB universal branch code?
The FNB universal branch code is 250655.

2. Can I use the FNB universal code for all branches?
Yes, the universal code works for every FNB branch in South Africa.

3. Do I still need branch-specific codes?
Not for EFTs. However, some older debit order systems may still ask for branch-specific codes.

4. Is the universal branch code safe to use?
Yes, it is recommended by FNB and widely accepted for online banking.

5. Where can I find the FNB universal branch code?
On the FNB website, your bank statements, or directly when setting up a new EFT beneficiary.

6. What happens if I use the wrong FNB branch code?
Your transaction may be delayed, rejected, or returned. That’s why the universal code is safer.

7. Can I use the FNB universal branch code for debit orders?
Yes, most debit orders accept the universal code.

8. Does every FNB branch still have a unique code?
Yes, but you don’t need them for online banking if you use the universal code.

9. Can I use the FNB universal branch code for international transfers?
No. For international payments, you need the FNB SWIFT code: FIRNZAJJ.

10. Why does FNB have both branch-specific and universal codes?
Branch-specific codes exist for legacy systems, but the universal code makes modern banking simpler.


Final Thoughts

The FNB branch code universal (250655) is the easiest and safest option for making EFTs, debit orders, and online payments in South Africa. While branch-specific codes still exist, the universal code ensures your transactions are processed quickly and securely — no matter which branch you bank at.

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